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E3 Journal of Business Management and Economics

E3 Journal of Business Management and Economics Vol. 3 (10) pp. 341-350, November 2012; © E3 Journals; ISSN 2141-7482

Household indebtedness in Tunisia

Lobna ABID1 * , Dorra zouari1 , Sonia ZOUARI-GHORBEL1
1 Département des Sciences Economiques, Faculté de Sciences Economiques et de Gestion de Sfax, rue de l’Aéroport km 4.5, BP 1088, 3018 Sfax, Tunisie
*Corresponding Author E-mail:
Accepted 29 October 2012


This paper aims to analyze the development of household indebtedness in Tunisia and its microeconomic determinants. The probit method was used to identify the determinants of household indebtedness with reference to gender. The results show that the Tunisian household indebtedness is in continuous increase and each type of credit is associated with specific determinants. The findings show that only some variables are significant in explaining the differences between the number of credit.

Keywords: Household, indebtedness, credit, microeconomic indicators, probit model.

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