Services sector and economic growth in Botswana; Problems and prospects of project execution in Nigeria: a study of construction companies operating in Delta state; Impact of entrepreneurial activity on technological innovation in emerging and developing countries; Capital market liberalisation and capital formation: Time-Series evidence from Sub-Saharan Africa

E3 Journal of Business Management and Economics

E3 Journal of Business Management and Economics Vol. 7 (2) pp. 072-088, August 2016; © E3 Journals; ISSN 2141-7482
DOI: http://dx.doi.org/10.18685/EJBME(7)2_EJBME-16-011


Comparative study on performance of islamic and conventional banks in MENA region

Asma SGHAIER1 * , Habib SEKRAFI1 , Zouhaier MIGHRI2
1 University of Sousse Tunisia
2 LARTIGE, FSEG Sfax Tunisia
*Corresponding Author E-mail: asma_sghaier1983@yahoo.fr
Accepted 19 April 2016

Abstract

This study aims to measure the performance, profitability and efficiency of Islamic and conventional banks in the MENA region and its determinants. We use for this purpose the ROAA, ROAE to understand the overall profitability and econometric modeling for measuring profitability. The results show similar trends for both types of performance measurement. The banks category analysis reveals that conventional banks are outperforming Islamic banks. Despite technological changes experienced by the banking system in the MENA region, and the effectiveness of the banks in the MENA region is sensitive to the variables such as crisis, deposits, capitalization and including variables related to business lines

Keywords: Performance, technical efficiency, profitability, Islamic banks, risk management, MENA

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